Is it worth changing dollars to the euro, or choose alternative options
In mid -June 2025, the euro to the dollar confidently entrenched above the 1.15 mark, continuing the upward trend of recent months.
For six months, the American currency weakened by more than 10 % in relation to the euro, causing panic among those who preferred to store savings in US dollars.
The main reasons for this situation were the Soft policy of the US Federal Reserve, a trade war, not a stable political situation, anxiety around the growing budget deficit.
Market participants are increasingly considering the dollar as an overheated asset, and the euro temporarily regains the status of a more stable reserve currency.
This provokes many investors and currency holders to think: is it time to exchange dollars for euros?
What is the strengthening of the euro or the fall of the dollar?
Although the euro to the dollar is growing - on June 15 it is 1.1550 - there is no real improvement in the EUROZONA economy behind this strengthening. This is, first of all, a consequence of the weakening of the dollar, which falls in relation to other currencies.
| Indicator | USA (1 sq. 2025) | EU / Eurozone (1 sq. 2025) |
|---|---|---|
| GDP growth (quarter to quarter) | –0,3 % | +0,3 % |
| Annual growth rate of GDP | +1,4–1,5 % | +1,1 % / +0,9 % |
| Unemployment rate | 4,2 % | 6,2 % |
| Inflation | 3.6 % (PCE) | 2.0 % (hicp) |
The US Federal Reserve signaling the softening of monetary policy and reducing bets, which leads to the flight of capital from the dollar to alternative assets.
The euro is growing only in relation to the US dollar, and at the same time, special strengthening in relation to other currencies has not been noticed.
The EU economy is faced with serious problems:
- In Germany, production enterprises are massively closed, especially in engineering and chemistry;
- In France, unemployment and budget deficit are growing;
- Italy and Spain are again approaching the recession .
An increase in defense costs, inflationary pressure and a drop in consumer demand create an alarming picture. The economic growth of the eurozone slows down, and a single currency is kept exclusively thanks to the flight of investors from an even weaker dollar.
Conclusion: is it worth changing dollars in the euro in the current situation?
If the goal is tourist expenses or short -term purchases, the exchange of dollars for the euro can now be a reasonable step, since in tourist centers there may be an even no more un profit and exchange rate.
In the same case, if you just want to translate savings in euros, you should think well. Both regions are experiencing a period of instability, and although the euro has temporarily strengthened, the economic situation in the European Union is not stable.
In addition, the exchange is accompanied by losses at commissions and spreads, especially with offline operates, the actual course during the exchange can reach 1.18–1.19. And it is not a fact that at any moment the situation will not change and the dollar will go up again.
Nevertheless, in the conditions of the ongoing pressure on the dollar, it makes sense not to buy dollars, but with new purchases to give preference to the euro or the Swiss franc.
Frank is more stable against the background of the neutrality of Switzerland and a tough monetary policy. The euro can be useful as part of the foreign exchange diversification , especially in the short -term horizon.
An excellent alternative, it will also be online investments in gold on the exchange or buying digital gold .