A profitable investment.
Once you have some available funds, the question immediately arises: How do you find the most profitable investment? It turns out there are quite a few options, but the availability of some depends on the amount of capital invested and the complexity of the investment process.
A profitable investment should not only be profitable but also accessible. Not everyone can navigate the complexities of the stock market or save enough to buy real estate.
Therefore, this article will focus on investing small sums of $100 or more.
The best example is always your own, so this article will draw on my own experience.
The simplest and most common options for investing money.
A bank deposit —what could be simpler? Just go to the bank and open an account. As the table below shows, the average interest rate on ruble deposits is around 15%, or 1.25% per month. It's worth noting that the official inflation rate in Russia last year was 6.6%, but unofficially it's much higher. So, 15% already translates into 8.4%.
In addition, there's a "good tradition" among banks of lowering deposit interest rates at will, which is what happened to me; I try to avoid deposits anymore.
Trust management, or PAMM , is also an interesting option for generating passive income: deposit funds into a trust and just wait for the trader to make a profit on the exchange.
To implement this, you need to do a few things: register on the brokerage company's website , then select the most suitable manager, and fund your account. The entire process is described in more detail at the link provided.
Profits from this investment method can exceed 200% per annum; some managers even achieve 500% per month, but more often than not, they completely drain the deposit the following month or experience a significant drawdown.
Therefore, it's best to choose a manager with a profit of no more than 10-20% per month and a stable track record of at least six months.
That's essentially what I did, distributing $1,000 among three managers. As a result, my average profit is now around 8% per month, which isn't bad—around 96% per annum.
My profit over five months was $400. The money was withdrawn, leaving only the principal in the account.
But it's a rule not to put all your eggs in one basket, so to diversify my investments and reduce risk, I also used another option.
An investment program —a plethora of different investment funds has recently emerged that offer to invest your money in various stocks, bonds, and other assets. But after reviewing their financial statistics, which were negative half the time, I decided to try a different approach.
This is also a type of management plan, but the company handles all the routine work of selecting a manager for you.
The idea is that profitable investments are distributed among 20 managers, whereas in the previous case, I distributed my $1,000 among only three. Clearly, the risk of losses is much lower here.
The average profitability of transactions at the moment is 5% per month or 60% per annum.
To start making a profit, simply register on the Index Top 20 FX and deposit funds.
My $5,000 investment has now generated over $1,000 in profit. I initially deposited a small amount, but after the initial deposit, I deposited more.
These two profitable investment options are more profitable and less risky than independent forex trading. Therefore, if you're new to trading, it's best to take advantage of these offers.
Sergey Sokolov
