Diversification in investing.

The basic rule of investing is to avoid putting all your eggs in one basket. Scientifically, this approach is called diversification .

That is, no matter how profitable or safe a chosen investment option may seem at first glance, you shouldn't stick to it alone; your capital should always be divided into several parts.

When dividing, you should follow a few simple rules for distributing funds among investment options and the level of risk.

Let's take our capital of $10,000 as 100%; based on this, it's best to distribute it as follows.

• Investments in precious metals - have a lower return and minimal risk, but at the same time low liquidity, and there is a large difference between the sale and purchase rates of precious metals. For example, you can sell a gold bar profitably only after a year, and it may take several days to sell it (bank verification).
Therefore, you should invest no more than 20% or $ 2,000 in this option.

• Deposit is the golden mean, you can withdraw money in almost an hour or two, it is quite reliable, and the profit is about 10% per annum. Taking into account the advantages, you can invest up to 50% of your funds here.

• Investments in investment programs are a fairly new direction in the financial services market, the maximum profitability reaches 100 percent or more, but you should not discount the high risks. We invest the remaining 30% here.

As a result of this approach, you will still have money in any case, and capital diversification will serve as insurance against unforeseen situations.