Diversification when investing.

The basic rule of investing is don’t put all your eggs in one basket; scientifically, this approach is called Diversification .

That is, no matter how profitable and safe the chosen investment option may seem at first glance, you should not use only it; capital should always be divided into several parts.

And when dividing, you should follow a few simple rules regarding the distribution of funds between investment objects and the amount of risk.

Let's take the amount of our capital at $10,000 as 100%; based on this, it is better to distribute the funds this way.

• Investments in precious metals - have lower profitability and minimal risk, but at the same time low liquidity, and there is a big difference between the sale and purchase rates of precious metals.
For example, it is possible to sell a gold bar at a profit only after a year, and it may take several days to sell it (verification by the bank). Therefore, you should invest no more than 20% or $2000 in this option.

• A deposit is the golden mean, you can withdraw money almost within an hour or two, it is quite reliable, and the profit is about 10% per annum.

Taking into account the advantages, you can invest up to 50% of your funds here. • Investments in investment programs are a fairly new direction in the financial services market, the maximum profitability reaches 100 percent or more, but high risks should not be discounted.

We invest the remaining 30% here. As a result of this approach, you will be left with money in any case, and capital diversification will serve as insurance against unforeseen situations.