Investments in currency.

The ruble's exchange rate has been steadily declining recently, and funds held in the national currency are gradually losing value. Therefore, the question arises as to which currency is best for saving.

Investing in foreign currency is one way to protect savings from inflation, but the key is to choose the right currency to invest your capital in.

The best option is to hold two or even three such currencies; in this case, a decline in one currency is offset by an appreciation in the others.

What are the requirements for the investment object in this case?

• Stability - you should choose only those currencies whose exchange rate is steadily growing.
• Reliability - the country that issued the currency must be reliably protected from defaults and other troubles.
• Liquidity is far from the last factor - after all, the purchased currency will need to be sold someday, the easier it is to do this, the better for the investor.
• Spread - or, to put it simply, the difference between buying and selling.

The most attractive currencies for investing at the moment.

The Swiss franc is a little unusual currency for us, but more and more banks offer its exchange services, the franc rate is growing almost constantly, which allows you to quickly cover the spread and get some profit when selling even in US dollars. Suitable for long-term savings.

The pound sterling is one of the leading currencies in financial settlements, the UK economy is quite stable, it does not reflect news from Europe as much as the euro and there are practically no negative forecasts regarding the pound as for the US dollar.

Try to make exchanges in advance, rather than during moments of panic or a sharp devaluation of the national currency. It's a good idea to evaluate the current exchange rate in the overall picture. Make your purchase when the price of your chosen investment currency is at its lowest.