Stablecoin USD1 cryptocurrency from World Liberty Financial USD
USD1 is a stablecoin from World Liberty Financial, launched in March 2025, not to be confused with the $WLFI token issued by the same company.
The USD1 stablecoin is fully backed by US dollars, short-term Treasury bonds, and cash equivalents, with reserves held by BitGo and regularly audited.
Zach Witkoff, co-founder of World Liberty Financial and stepson of Steve Witkoff, the US Special Representative for the Middle East, played a key role in launching the project.
Donald Trump and his family members played an active role in the development and promotion of the stablecoin, acting as strategic partners of the project.
It is understood that the presence of such influential political figures among the founders will allow the project to be lobbied at the state level in the United States.
Liquidity, capitalization, and applications of USD1
Despite the big names associated with the World Liberty Financial project, the company's USD stablecoin is only gaining popularity
Capitalization : As of December 4, 2025, the market capitalization of USD1 is approximately USD 2.7 billion.
Liquidity : markets (Binance, Uniswap, BNB Chain, Ethereum) saw approximately 1–1.1 billion USD of trading in 24 hours
Usage : USD1 is used as a medium of exchange and transferred between institutional and retail users through exchanges and platforms with Chainlink CCIP, implemented on Ethereum and BNB
The stablecoin was already used in the structure of a $2 billion deal between MGX (Abu Dhabi) and Binance
Reliability, is it worth using and prospects of USD1
USD1 is not an investment token; its value is tied to the US dollar exchange rate, so the following criteria may influence decision-making:
Reliability : USD1 is positioned as fully backed, with monthly reports and an external audit coming soon (the report is expected to be published "in the coming days"). The reserves are held by BitGo, adding to its credibility.
Risks and Doubts : Central banks, including the BIS, warn of the risks of stablecoins without reliable central support
Conflict of interest : Close ties to the Trump family, significant financial benefit to the Trump family from the project raises ethical questions
Competition : USD1's market capitalization is significantly lower than that of stablecoins such as Tether (≈$151 billion) and USDC (≈$60 billion).
Outlook : The project is growing at a rapid pace: from its release in March to ~$2.7 billion in just a few months—an impressive pace.
Infrastructure expansion: the introduction of a mobile app and auditing should improve transparency and convenience. Plans for integration with DeFi, Chainlink's CCIP infrastructure, and international investment highlight the ambitious nature of the strategy.
USD1 is a relatively young, serious project with a rapidly growing market capitalization and attractive infrastructure. It promises transparency and convenience, but carries risks associated with concentrated control and conflicts of interest.
If you're looking for an alternative to large stablecoins and are willing to accept potential political/regulatory risks, USD1 may be an interesting option. However, for larger investments, more liquid stablecoins .
