Investments in a crisis, how to save your earnings
It has already happened that lately economic crises have been recurring with enviable regularity.
There are a huge number of reasons for this - an unstable political situation, trade wars, collapses in energy markets, and now global pandemics.
Exchange rates are plummeting, real estate is losing value, and company shares are becoming cheaper at times.
In such a situation, we are no longer talking about making money; the main task is at least not to lose what you have. Markets are so unpredictable that even the most reliable asset no longer inspires confidence and the funds invested in it may depreciate.
What to invest in during a crisis?
When everything is falling, it is quite difficult to choose an investment object, especially since the price of the most attractive assets at the moment is already at its maximum.
Currently, there are not many assets that can help preserve investments during a crisis, but they still exist:
Diamonds – the price for this object has been actively growing recently, the reasons for this are many factors: reduction in production, increased demand and increased liquidity.
If before it was quite difficult to buy, and then even more difficult to sell diamonds, now the process has been simplified as much as possible.
For example, now you can buy precious stones in banks in this form:
And most importantly, it has become much easier to sell previously purchased investment diamonds.
At the same time, the main advantage of this option is its compactness and good prospects. Gold has been and remains the main object of investment during crises, although recent events in the gold market have slightly cooled those wishing to invest in this precious metal:
But today is the best time to buy a couple of bars or open a buy deal in a trader’s trading terminal .
Yes, the metal has lost in price, but, firstly, not as much as company shares, and secondly, it still remains one of the most reliable and at the same time liquid havens for money.
Government securities can be considered as some kind of alternative to the deposits we are accustomed to.
The interest on them may be slightly less than on bank deposits, but they do not depend so much on the situation in the banking sector.
Real estate is a rather difficult asset, but with good prospects.
Thanks to investments in real estate, you can not only save money, but also, if necessary, earn money by renting it out. Whatever the economic situation, this asset will still be in demand.
When investing in a crisis, you should not forget about diversifying your investments; try to divide your available capital between several options available to you.
The crisis is not a reason to lose what you have earned.