Investing in a crisis: how to save your earnings
It's become a fact that economic crises have been recurring with surprising regularity in recent years.
There are countless reasons for this – unstable political situations, trade wars, collapses in energy markets, and now global pandemics.
Exchange rates are plummeting, real estate is losing value, and company stocks are plummeting. In such a situation, it's no longer about making money; the primary goal is to at least hold on to what you have.
Markets are so unpredictable that even the most reliable asset no longer inspires confidence, and investments in it can lose their value.
What should you invest in during a crisis?
When everything is falling, it can be quite difficult to choose an investment, especially since the prices of the most attractive assets at the moment are already at their maximum.
There aren't many assets currently available that can help you preserve your investments during a crisis, but they do exist:
Diamonds – the price of this object has been actively growing recently, due to many factors: reduced production, increased demand and increased liquidity.
If before it was quite difficult to buy, and later even more difficult to sell diamonds, now the process has become as simple as possible.
For example, you can now buy precious stones in banks in this form:
Most importantly, it's become much easier to sell previously purchased investment diamonds. The main advantage of this option is its compact size and promising prospects.
Gold has been and remains a prime investment option during crises, although recent events in the gold market have somewhat dampened those willing to invest in this precious metal:
But today is the best time to buy a few bars or open a buy trade in a trader's trading terminal .
Yes, metal has lost value, but not as much as company shares, and it still remains one of the most reliable and liquid havens for money.
Government securities can be considered an alternative to traditional deposits.
The interest on them may be slightly lower than on bank deposits, but they are less dependent on the situation in the banking sector.
Real estate is a relatively difficult asset, but it has good prospects. Investing in real estate allows you not only to save money but also, if necessary, to earn money by renting it out.
Regardless of the economic situation, this asset will still be in demand.
When investing during a crisis, don't forget about diversification; try to divide your capital among several available options. A crisis is no reason to lose what you've earned.
