What is an IPO or how to make money on a company's first public offering of shares
Despite the global economic crisis, the stock market continues to attract potential investors.
After all, the best time for investment has always been considered to be the time when the price is at its minimum; it is at these moments that you can purchase assets with the greatest growth prospects.
One of the most interesting assets in the current situation is new shares of companies that are just beginning to be traded on the stock exchange.
IPO (Initial Public Offering) is the initial placement of securities on the stock exchange as a result of which a closed joint stock company becomes open to any investor.
Is it possible to insure your investments in the forex or stock market?
If you live in Europe or America, you quickly realize that almost everything is insured here, from real estate to financial risks and personal liability.
A reasonable question arises: is it possible to insure yourself against losses resulting from stock trading or investments?
In this case, investments will receive the maximum degree of protection, and there is no need to fear losses if the price changes for the worse.
Indeed, this type of insurance exists, and if you wish, you can insure your investments, albeit with a lot of reservations and restrictions.
The highest interest on a deposit in dollars, get up to 23 percent per annum
To protect your savings from inflation, you need to not just keep money at home, but invest it in something; only in this way will it be possible to compensate for the depreciation of capital.
The simplest investment option has always been an interest-bearing deposit; in addition to stable profits, this option is considered the least risky and the most liquid.
It is best to use a deposit in US dollars or other hard currency, this will allow you not to lose on the fall of the national currency and not be nervous about its next collapse.
The only drawback of dollar deposits has always been considered the small interest rate at which deposits are placed, but there are exceptions to this rule.
Investing in digital art is one of the most promising investment options
Over the past month, many people have changed their views on investments; events in Ukraine have affected the majority of investors.
And I myself have seen how risky it is to invest in real estate, because existing apartments or land are practically impossible to sell if necessary.
The situation is similar with the securities market, stock prices have gone down, and no one is talking about paying dividends.
At this time, people are beginning to pay attention to non-standard investment objects, while in addition to traditional cryptocurrencies, digital art is gaining increasing popularity.
How to choose company shares in order to make a profitable investment for the future
Securities have always been one of the most popular and promising investment options.
This is not surprising, because the price of some shares has increased tenfold in just a few years; in addition, dividends paid act as additional income in this case.
But it’s not so simple here; there are securities for which the price not only rises, but also falls. As a result, instead of profit, you can lose your invested money.
Therefore, the question “How to choose company shares” is especially relevant if you decide to invest your capital in this way.
Is it true that passive income does not exist?
Passive income is the dream of most people, because according to many, there is nothing better than not working, but only enjoying life.
Not only older people, but also those who have just turned 20 years old dream of receiving money regularly and doing nothing.
Moreover, most people do not even suspect that there are practically no options for truly passive income.
You can quickly verify the veracity of this statement if you try to invest your free money yourself.
At the moment, most bloggers name sources of passive income such options as dividends, real estate, investments in PAMM accounts and deposits.
Stock dividend calculator, calculate return on investment
Most investors who buy company securities expect to receive profits in the form of dividends.
Before purchasing, it is advisable to know in advance such important parameters as what profit can be expected and when this profit will be accrued.
That is, the frequency of dividend accrual, the date of register recording and the amount depending on the number of shares purchased.
You can find out more information on the exchanges where the selected securities are traded, but it is much easier to use a special stock dividend calculator.
Crypto deposit in Tether as an alternative to a regular deposit in a bank
Despite new investment options, the most popular was and remains a bank deposit.
Most people choose deposits because of their simplicity and reliability. The terms and conditions are clearly described, and you can immediately calculate how much money you'll receive as a result of your investment.
Availability of funds also plays a significant role; most deposit agreements can be terminated before the end of the term and your money can be quickly returned.
After the emergence of cryptocurrencies, it is quite logical that sooner or later cryptocurrency deposits will also appear.
How to buy securities for an individual via the Internet
If we analyze the income of the middle class now and twenty years ago, we can clearly say that the well-being of our population has increased.
Increased incomes lead to increased savings, but not all citizens are inclined to keep their savings under the pillow or in bank deposits.
Many beginning investors consider investing in securities, as it is not only possible, but also profitable.
And thanks to the Internet, investing in securities has become incredibly simple; in just a few clicks, you can buy or sell your favorite stocks and bonds.
Where to invest money for a novice investor
All over the world, private investment is experiencing a real boom.
Last year and the beginning of this year were marked by a rapid increase in the number of private investors.
This trend has not spared Russia either – 8.8 million new investors in 2020 and more than 15 million in January 2021 alone, according to the Moscow Exchange.
But the desire to invest is not enough. To get real income and minimize risks, you need to invest money wisely.
Should I buy gold in 2021, current price and immediate prospects?
Despite the growing popularity of new investment products, gold remains in demand among investors.
In the summer, its price peaked at $2,090 per Troitsk ounce, an all-time high.
This upward trend has persisted for hundreds of years; gold prices always rise over the long term, but downward corrections do occur,
as happened in 2013-2014 and after the most recent price increase in 2020.
Therefore, despite the precious metal's investment appeal, many investors are wondering whether they should buy gold in 2021.
The most promising and not so promising investments in 2021
As always, on the eve of the New Year, most people take stock and think about where to invest their money in the coming year.
2020 was quite a challenging year for investments, but despite the crisis, it brought joy to those who invested in technology stocks and cryptocurrencies.
Investors' returns amounted to tens of percent, which is quite a good result given the current global economic situation.
However, with the arrival of the New Year, the situation could change dramatically, and profitable assets could begin to incur losses.
Taxation of dividends and how to reduce it to a minimum
Investing in securities has long been one of the most attractive investment options.
After all, with the right choice
of investment, you can profit not only from the share price appreciation but also from dividends.
Moreover, if you invest in a foreign company, you will receive dividends in a foreign currency, typically US dollars.
This type of income, like other personal income, is also subject to taxation, and this issue should not be ignored.
Dividend taxation is a rather complex topic, and it is often necessary to resolve this issue independently, without waiting for assistance from the relevant authorities.
Investments as an alternative to retirement
The older you get, the more you think about how you'll live when you can't work full-time.
I'm used to living pretty well, but the prospect of surviving on a pension of a couple hundred dollars doesn't inspire much optimism.
I'd like to put something aside for a rainy day and not worry about my meager pension not being enough to pay for rent, medicine, and groceries.
But everyone understands that simply saving money, especially in the national currency, can lead to retirement with a box full of useless papers.
The ruble is rapidly declining, and now no one is surprised by the exchange rate of 80 rubles to the dollar and 90 to the euro.
Notes on investing. A book about investing in our realities
If you have a good and stable job and at the same time manage the money you earn rationally, after a while you are faced with the question of where to invest this money?
The topic of investment is quite relevant in the modern world, because correctly and timely invested capital can become the basis for a comfortable old age.
At the same time, most people think that there is nothing difficult about investing existing funds, the main thing is to have something to invest.
But those who have encountered a similar problem understand very well what a difficult task it is; unfortunately, there are not so many good books on investing.
And those that are commercially available are mainly intended for people working in investment funds and are written in professional language.
Eurobonds - an investment tool
Private investors in their practice sooner or later come to the desire to start investing in highly profitable assets that
provide the opportunity to earn more than bank interest on foreign currency deposits or deposits in the national currency.
Receiving a fixed foreign exchange income, usually in dollars, can be achieved through the purchase of Eurobonds and Eurobonds.
This investment provides protection against unexpected troubles that happen in the foreign exchange market, such as inflation, devaluation or jumps in currency quotes.
What are Eurobonds?
Eurobonds are a special type of Eurobond. The simplest definition of Eurobonds is that they are debt securities denominated in a currency that is foreign to the state or company issuing these bonds.
Investment risks
It seems that the most important thing for an investor is to find the most suitable investment, and then just calculate the profit.
But in reality, there is such a thing as investment risks, which are inherent in any type of investment activity.
That is, no matter what you invest in, there is almost always a risk of losing part or all of your investment.
Therefore, it is always better to prepare for the unexpected than to deal with its consequences later. First, let's look at how these risks are classified.
Types of investment risks
Credit risk is the likelihood that the other party to a transaction will default on their obligations. The company whose shares you bought will declare bankruptcy, the government will refuse to pay its debts, or the bank will freeze your deposits.
Where to buy gold during a pandemic?
During a crisis, everyone who has money tries to preserve it, and one of the generally accepted safe havens is investing in gold.
We're talking about bank gold of the highest purity (999), not the jewelry grade you find in costume jewelry.
After all, this precious metal always remains valuable, regardless of what's happening in the world—war, epidemics, or natural disasters.
This time, no surprise, the price of real gold soared by 30-40 percent, depending on the bank or company selling the bullion.
Global demand for the precious metal was so high that gold bullion simply disappeared from the market; at best, gold coins are now the only viable option.
Investments in a crisis, how to save your earnings
It has already happened that lately economic crises have been recurring with enviable regularity.
There are a huge number of reasons for this - an unstable political situation, trade wars, collapses in energy markets, and now global pandemics.
Exchange rates are plummeting, real estate is losing value, and company shares are becoming cheaper at times.
In such a situation, we are no longer talking about making money; the main task is at least not to lose what you have. Markets are so unpredictable that even the most reliable asset no longer inspires confidence and the funds invested in it may depreciate.
What to invest in during a crisis?
When everything is falling, it is quite difficult to choose an investment object, especially since the price of the most attractive assets at the moment is already at its maximum.
Myths and truths about real estate investing
Having acquired some spare cash, most people think about how to preserve and grow it.
Almost everyone wants to earn passive income, with minimal effort and only counting the profits.
Real estate investments are considered the most popular, with advertisements everywhere claiming that real estate is constantly rising in value.
Furthermore, by purchasing an apartment or house, you can rent it out and earn additional income without much effort.
But all this seems quite tempting, only if you don't experience it firsthand.
Passive income online.
Making money is quite difficult, but it is even more difficult to make your existing savings work on your own.
This topic is especially relevant during the impending crisis, as due to inflation and exchange rate risks one can not only increase capital, but also lose existing capital.
Therefore, the topic of passive income has become quite relevant today, as many analysts predict a rather difficult economic situation in 2019.
Over time, investment options through which you can get passive income also change, but first, let's figure out what the essence of this concept is.
Passive income is getting a stable profit with a minimum of effort, and effort is required only at the first stage.
Comparison of interest rates on government bonds.
Sometimes earning money is easier than preserving it. Every wealthy person dreams of a stable passive income.
Unfortunately, the interest rate on bank deposits is so low that it barely compensates for the depreciation of the currency in which the deposit is held.
The situation with government bonds is completely different. Their yields sometimes exceed 10% per annum, and that's in hard currency, to say nothing of supporting developing economies.
To get an idea of how much you can earn by buying government bonds, compare current interest rates.
The size of interest rates on government bonds.
Model portfolios are a new word in investments
Investment instruments that are present on the Forex market are one way or another designed for a short period of time; moreover, they require active participation in the process.
If you look at the most popular platforms, the whole mechanism is to either copy the transactions of successful traders or transfer the sum to management.
Thus, the investor constantly has to select successful traders, analyze their statistics and find entry points when the trader has a minimum drawdown.
However, this approach to investing in Forex, in addition to the risk of changes in the price of the asset, has another risk - the stability and efficiency of the trader himself.
The success of an investment largely depends on how disciplined the trader is and whether he can constantly follow his own strategy, and not turn a conservative account into an aggressive one, and the trading process into roulette.
Exchange trading of agricultural goods.
Due to massive advertising, many investors have come to associate stock trading exclusively with currency and stock trading.
Surprisingly, these two assets are more difficult to predict; their only advantage is high liquidity and extremely high volatility.
While most professional traders make money on more stable assets, agricultural commodities are one such asset.
It is clear that these assets have their own trading characteristics:
• The simplest trading option is CFD contracts in the trader's trading terminal.
• Available for trading: wheat, corn, soybeans, coffee, sugar, cocoa.
• Strict work schedule – depending on the exchange where trading is conducted.
Gold or Bitcoin.
The boldest forecasts of analysts, according to which the leading cryptocurrency can grow to tens of thousands of dollars, are made by bitcoin quite an attractive investment instrument.
The best advertisement is the historical data of the Bitcoin rate; in just a few years the growth has amounted to tens of thousands of percent.
Could cryptocurrency become a more attractive investment than real gold? This question interests many investors.
Advantages of gold over cryptocurrencies.
• Real value of the asset itself – gold has real value.
Correlation of copper and Chilean pesso. Investment in the future
The Forex market is considered one of the most unpredictable, as exchange rates can be influenced by a variety of factors, ranging from domestic monetary policy to various external factors.
Such unpredictability is primarily observed in the largest global currencies such as the dollar, euro and pound.
At the same time, easily predictable exotic instruments lie practically on the surface, where either an industry or commodity relationship can be traced.
The Chilean peso has one of the most pronounced correlations between metal prices and the national currency exchange rate, and in this article, you will learn how to use this correlation to your advantage.
Copper and Pesso: Reasons for Growth
Copper is not considered a precious metal like gold and silver, but despite this, its price has been rising for several years.
Exchange trading of shares with a small deposit
Stock trading on the exchange platform is gradually gaining popularity among traders. This is not surprising, as it offers many more opportunities than simply buying and selling securities.
First of all, it is that to actually buy ations, a fairly decent amount is required, which usually exceeds $10,000.
In online trading, there are also two types of participants: traders and investors.
The former use high leverage and make money on short-term trades, while the latter invest for the long term with minimal risk.
Long-term investments don't involve leverage, or it's limited to a minimum of 1:1 - 1:5.
Therefore, to achieve significant profits, an investor must have substantial capital. Furthermore, it's important to remember the specifics of stock trading:
PAMM account or ForexCopy.
Active development of various services brokerage companies has given rise to the emergence of excellent projects that allow not only traders to make money, but also ordinary people who do not understand stock trading at all.
The first breakthrough in this area was the emergence of PAMM services, the essence of which was that you invested in a certain person, and he managed the funds and divided the profit in half.
However, such a service had one huge drawback - the manager’s greed and desire to attract the maximum possible capital.
As a result, traders did not spare the investor’s money at all and neglected the risks, which led to the fact that even accounts with millions of investments suddenly went into oblivion due to the fault of the manager.
Monitoring ForexCopy accounts from InstaForex
ForexCopy account monitoring is a simple rating table with a list of managing traders whose signals you can copy.
Typically, the system determines the top accounts to monitor based on profitability, but you can customize the criteria and select managers based on your preferences.
When it comes to selection criteria directly in the monitoring, you can set criteria based on the managing trader's balance, funds, the number of open trades at the moment, or the total number of trades.
You can also filter by the number of investors or the number of signal subscribers, by the daily total (profit in dollars per day), and by account age.
Where to invest money in 2017.
Currently, there are not many people who want to invest free funds, but those who have them are trying to make investments with maximum efficiency.
Where should you invest your money in the coming 2017, so as to ensure your funds not only tangible profitability, but also maximum safety?
Assessing the economic and political realities of today, there are not so many options, but still they exist, in addition, I would like to warn readers against risky investment options.
1. Banks – as always, come first; preference should be given to large financial institutions or even state-owned banks. You should not deal with small banks that promise higher interest rates.
Pay attention to who you are concluding an agreement with, a bank or an unknown structure (and everything happens on the bank’s premises with the participation of its employees). Lately, very often, for some reason, agreements to open a deposit turn out to be signed not by the bank itself, but by an intermediary company.
PAMM or HYIPs, maximum profit or a trap for the gullible
Almost every trader, and even the average person, sooner or later thinks about creating a comfortable future, one where they won't have to work hard or live on pennies in retirement.
Great investment gurus always recommend saving and scaling your money, placing the accumulated sum in a safe deposit box at the bank. To a certain extent, they're right, because if you deposit money in a safe deposit box every month for 20 years, then, mathematically, compound interest will do its job and allow you to grow your capital in retirement.
Unfortunately, however, the economic models of the post-Soviet countries in which we live do not allow us to be confident about the future. Every month, we hear on television how yet another bank has closed, and its owner, having taken tens of millions of dollars from hundreds of defrauded depositors, fled to the Bahamas.
Naturally, law enforcement is looking for him and may put him in jail, but you'll never get your money. Thus, the recommendations of foreign gurus and wealthy individuals are simply not compatible with the economic models we live in. They are being replaced by even riskier online investing methods that can offer high returns with incredible risks.
There are two popular projects on the Internet in which almost every beginning Internet investor usually invests: HYIPs and PAMMs.
RAMM investing advantages and disadvantages
The RAMM system is an innovative investment product that was developed and implemented by the brokerage company Amarkets . RAMM is a platform that can connect ambitious and profitable traders with investors.
For many, such a service raises quite a lot of questions; to describe the system in a nutshell, the RAMM operating mechanism is a kind of symbiosis of the familiar PAMM accounts, as well as a signal copying service.
The Squid Ratio is a simple method for assessing the effectiveness of trading strategies
Evaluating the effectiveness of a particular trading strategy, advisor, investment in a PAMM account, or hedge fund is one of the most
complex processes for making correct and rational decisions.
You'll agree that relying solely on a trader's profitability chart when choosing a PAMM account is a blind gamble, where the risk of losing everything constantly haunts the investor, since we can't evaluate the effectiveness of the account manager's methodology.
The same situation applies to the selection of automated trading experts, where data on profitability and drawdown can only be obtained from history.
In fact, to evaluate the effectiveness of a particular trading strategy, the well-known Kalmar coefficient was invented. Many investors believe that it solves rather complex problems when choosing an investment object.
The Kalmar ratio was first introduced in one of the most renowned stock market magazines, Futures, by Terry Young, author of a column on asset management and hedge fund investing. This indicator is based on a concept well-known to traders: drawdown.
New investment product – Eurobonds
At a time of severe devaluation of the ruble and hryvnia, when the crisis is looming over countries in earnest, the issue of the safety of money and also competent investment for a responsible person comes to the fore.
If previously it was possible to put dollars into a safe deposit box at a favorable interest rate, now, due to the rapid devaluation of national currencies, few banks can offer a profitable program, and habitual speculation on the exchange currency market is very risky for an inexperienced trader.
Investment project "Partner"
Recently, it has been very difficult to find more or less worthy investment projects that will
not simply disappear in a month, as happens with most HYIPs, but will bring stable profits to their investors.
Lack of real documentation, deliberately false information and very risky areas of investment never reassure potential investors.
The “Partner” company was created back in 2013 by the famous businessman and international investor Alexander Tsvigun.
Is it possible to make money on HYIPs?
Welcome, dear readers. We've all encountered at least once a lucrative offer
to invest in an internet project. I previously described what a HYIP is and how it differs from a pyramid scheme, so before continuing, I recommend familiarizing yourself with the basics.
Now that we know what HYIPs are and their types, a natural question arises: is it possible to make money on HYIPs?
You must understand that any HYIP collects money for a specific purpose, and as soon as the owner reaches this goal, payments will immediately stop and the project will be closed.
Therefore, your first and main task as an investor is to withdraw your money in a timely manner before the owner closes it, and not to make long-term investment plans.
So, I propose a number of principles and rules that you should follow in order to make money on HYIPs.
The most accessible investments on the Internet
Recently, more and more people are viewing the internet not only as a place to find information and entertainment, but also as a
source of stable income.
For many, it's become a place of work, while others use the internet to invest their spare cash in various projects, with the profitability of such projects being many times higher than similar online investments.
Online investments are highly profitable, quick, and simple, making them one of the most profitable investment options available today.
The downsides include the difficulty of finding the necessary information and the difficulty of choosing a truly reliable investment option.
So let's try to figure out where you can invest money online right now, practically without leaving your computer.
Hype - what is it and how is it different from financial pyramids?
If you've ever considered investing online and looked for interesting platforms,
you've likely stumbled across various hype projects. Sometimes, behind the glamorous facade, you don't even realize where your money is going or who's using it.
The fact is that HYIP is a kind of investment fund offering high returns on your investments.
Why do I say "mock investment fund"? Often, on a website page, you can see a pricing plan, manager reports, and information about how your money is being used, but in reality, the hype project has no legal basis, and all the documents you see are nothing more than Photoshopped fakes.
As you can imagine, behind the fake documents stands a common scammer who quickly collects investors' money and closes his project, leaving the investor without payment.
InstaCredit
Many of us sooner or later face the problem of insufficient funds for trading.
The reasons vary from person to person: some have suffered a significant drawdown and desperately need a couple hundred dollars to get through a difficult period, while others want to take trading to a higher level by trying their hand at managing a large account.
And what's there to talk about when simple math tells us that if you earn an average of 10 percent of your deposit, then in order to earn an income of $1,000, you need to have a deposit of at least $10,000.
This is a clear example of how much our income depends on the capital we manage.
What should an ordinary person do if, riding the wave of active advertising, he has spent a lot of time on his education, achieved some success, but simply cannot quit his job just because his deposit is too small to be able to live on the interest earned.
Earning money without your own capital
People usually start thinking about investing when they have some spare cash, but not
everyone realizes that you can earn money without having your own.
The key is to use the right approach, and you can easily earn a substantial profit.
This involves borrowed funds—that is, investing a loan in financial market assets. For some reason, using borrowed funds can be intimidating for a beginning investor, but any bank is a perfect example of this type of business.
How do banks make money?
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