Taxation of dividends and how to reduce it to a minimum
Investments in securities have long become one of the most attractive investment options.
After all, if you successfully choose
an investment object, you can make a profit not only from the increase in the value of the stock, but also from the accrual of dividends.
Moreover, if you invest money in a foreign company, then you will receive dividends in foreign currency, usually US dollars.
This type of income, along with other income of individuals, is also subject to taxation and this issue should not be ignored.
Taxation of dividends is a rather complex topic and you often have to solve this problem yourself without waiting for the relevant authorities to help.
Investments as an alternative to retirement
The older you get, the more you think about how you will live when you can’t work full time.
I myself am used to living quite well, and the prospect of living on a pension of a couple of hundred dollars does not inspire much optimism.
I would like to put something aside for a rainy day and not worry that the meager pension is not enough to pay for the apartment, medicine and groceries.
But everyone understands that if you just save money, and even in national currency, then you can meet old age with a box filled with useless pieces of paper.
The ruble exchange rate is rapidly declining and no one is surprised at the level of 80 rubles for 1 dollar and 90 for 1 euro.
Notes on investing. A book about investing in our realities
If you have a good and stable job and at the same time manage the money you earn rationally, after a while you are faced with the question of where to invest this money?
The topic of investment is quite relevant in the modern world, because correctly and timely invested capital can become the basis for a comfortable old age.
At the same time, most people think that there is nothing difficult about investing existing funds, the main thing is to have something to invest.
But those who have encountered a similar problem understand very well what a difficult task it is; unfortunately, there are not so many good books on investing.
And those that are commercially available are mainly intended for people working in investment funds and are written in professional language.
Eurobonds - an investment tool
Private investors in their practice sooner or later come to the desire to start investing in highly profitable assets that
provide the opportunity to earn more than bank interest on foreign currency deposits or deposits in the national currency.
Receiving a fixed foreign exchange income, usually in dollars, can be achieved through the purchase of Eurobonds and Eurobonds.
This investment provides protection against unexpected troubles that happen in the foreign exchange market, such as inflation, devaluation or jumps in currency quotes.
What are Eurobonds?
Eurobonds are a special type of Eurobond. The simplest definition of Eurobonds is that they are debt securities denominated in a currency that is foreign to the state or company issuing these bonds.
Investment risks
It seems that the main thing for an investor is to find the most suitable investment object, and then all that remains is to calculate the profit received.
But in fact, there is such a thing as investment risks, which are inherent in any type of investment activity.
That is, no matter what you invest in, there is almost always a possibility of partially or completely losing the money invested.
Therefore, it is always better to prepare for upcoming surprises than to deal with their consequences afterwards. First, let's look at how these risks are divided.
Types of investment risks
Credit risk is the probability that the other party to a transaction will not fulfill its obligations. The company whose shares you bought will declare itself bankrupt, the state will refuse to repay its obligations, or the bank will freeze deposits.
Where to buy gold during a pandemic?
During a crisis, everyone who has money tries to save it; one of the generally recognized refuges is investing in gold.
We are talking about bank gold of the highest standard 999, and not about jewelry, which you can find in costume jewelry and jewelry.
After all, this precious metal always remains in value no matter what happens in the world - war, epidemic or natural disasters.
There was no surprise this time either, the price of real gold soared by 30-40 percent, depending on the bank or company that sells the bullion.
The global demand for the precious metal was so high that gold bars simply disappeared from sale; at best, now it is only possible to buy gold coins.
Investments in a crisis, how to save your earnings
It has already happened that lately economic crises have been recurring with enviable regularity.
There are a huge number of reasons for this - an unstable political situation, trade wars, collapses in energy markets, and now global pandemics.
Exchange rates are plummeting, real estate is losing value, and company shares are becoming cheaper at times.
In such a situation, we are no longer talking about making money; the main task is at least not to lose what you have. Markets are so unpredictable that even the most reliable asset no longer inspires confidence and the funds invested in it may depreciate.
What to invest in during a crisis?
When everything is falling, it is quite difficult to choose an investment object, especially since the price of the most attractive assets at the moment is already at its maximum.
Myths and truths about real estate investing
Having received free money at their disposal, most people think about how to save and increase the amount received.
Moreover, almost everyone wants to receive passive income, putting in as little effort as possible and only counting the profit received.
Investments in real estate are considered the most popular; there is advertising from all sides that real estate is constantly growing in price.
In addition, having bought an apartment or house, you can rent it out and also receive additional income without particularly straining.
But all this looks quite tempting unless you experience the situation firsthand.
Passive income online.
Making money is quite difficult, but it is even more difficult to make your existing savings work on your own.
This topic is especially relevant during the impending crisis, as due to inflation and exchange rate risks one can not only increase capital, but also lose existing capital.
Therefore, the topic of passive income has become quite relevant today, as many analysts predict a rather difficult economic situation in 2019.
Over time, investment options through which you can get passive income also change, but first, let's figure out what the essence of this concept is.
Passive income is getting a stable profit with a minimum of effort, and effort is required only at the first stage.
Comparison of interest rates on government bonds.
Sometimes making money can be easier than saving the capital received; the dream of any wealthy person is to receive stable passive income.
Unfortunately, the rate on bank deposits is so low that it only compensates for the depreciation of the currency in which the deposit is opened.
But the situation with government bonds is completely different, sometimes their yield exceeds 10% per annum and this is in hard currency, not to mention supporting the economies of developing countries.
In order to have an idea of how much you can earn by purchasing government bonds, compare the current interest rates.
Interest rates on government bonds.
Model portfolios are a new word in investments
Investment instruments that are present on the Forex market are one way or another designed for a short period of time; moreover, they require active participation in the process.
If you look at the most popular platforms, the whole mechanism is to either copy the transactions of successful traders or transfer the sum to management.
Thus, the investor constantly has to select successful traders, analyze their statistics and find entry points when the trader has a minimum drawdown.
However, this approach to investing in Forex, in addition to the risk of changes in the price of the asset, has another risk - the stability and efficiency of the trader himself.
The success of an investment largely depends on how disciplined the trader is and whether he can constantly follow his own strategy, and not turn a conservative account into an aggressive one, and the trading process into roulette.
Exchange trading of agricultural goods.
Due to massive advertising, many investors began to associate stock trading exclusively with trading currencies and stocks.
Surprisingly, these two assets are more difficult to predict; their only advantage is high liquidity and extremely high volatility.
While most professional traders make money on more stable assets, agricultural commodities are one of them.
It is clear that these assets also have their own trading characteristics:
• The simplest trading option is CFD contracts in the trader's trading terminal.
• Available for trading are wheat, corn, soybeans, coffee, sugar, cocoa.
• Tight work schedule – depending on the exchange where trading is carried out.
Gold or Bitcoin.
The boldest forecasts of analysts, according to which the leading cryptocurrency can grow to tens of thousands of dollars, are made by bitcoin quite an attractive investment instrument.
The best advertisement is the historical data of the Bitcoin rate; in just a few years the growth has amounted to tens of thousands of percent.
Could cryptocurrency become a more attractive investment than real gold? This question interests many investors.
Advantages of gold over cryptocurrencies.
• Real value of the asset itself – gold has real value.
Investments in cryptocurrencies, investment program from a leading broker
Crypto trading is breaking into the investment world by leaps and bounds. Until recently, completely unknown cryptocurrencies, in which only programmers and their developers believed, began to actively integrate into real segments of the economy.
Naturally, such an unexpected breakthrough caused a huge stir for many, and the cost of this electronic money began to grow rapidly.
Many respected investors call bitcoins and cryptocurrencies the new gold rush, since now is the moment when almost anyone can make money.
Moreover, you don’t have to be a professional trader to do this.
CryptA Capital
CryptA Capital is a completely new investment product developed by the Alpari broker, which allows you to invest in cryptocurrencies.
Correlation of copper and Chilean pesso. Investment in the future
The Forex market is considered to be one of the most unpredictable, since exchange rates can be influenced by many factors, ranging from internal monetary policy to various external factors.
Such unpredictability is primarily preserved by the largest world units such as the dollar, euro and pound.
At the same time, easily predictable exotic instruments lie practically on the surface, where either an industry or raw material relationship can be traced.
The Chilean peso has one of the most pronounced relationships between metal prices and the national currency exchange rate, and in this article you will learn how to use this relationship for your own purposes.
Copper and Pesso. Reasons for growth
Copper is not a precious metal like gold and silver, but despite this its price has been growing for several years.
Exchange trading of shares with a small deposit
Gradually, exchange trading of shares in the trading platform is increasingly gaining popularity among traders. And this is not surprising, because there are many more opportunities here than with simply buying and selling securities.
The first is that to actually purchase shares, you need a fairly decent amount of money, which usually exceeds $10,000.
At the same time, there are also two types of participants in online trading – traders and investors.
The former use high leverage and make money on short-term transactions, while the latter invest for the long term with the least risk.
Long-term investments do not involve the use of leverage or its size is reduced to a minimum of 1:1 - 1:5.
For this reason, to make a significant profit, an investor must have significant capital. In addition, we should not forget about the very specifics of stock exchange trading:
PAMM account or ForexCopy.
Active development of various services brokerage companies has given rise to the emergence of excellent projects that allow not only traders to make money, but also ordinary people who do not understand stock trading at all.
The first breakthrough in this area was the emergence of PAMM services, the essence of which was that you invested in a certain person, and he managed the funds and divided the profit in half.
However, such a service had one huge drawback - the manager’s greed and desire to attract the maximum possible capital.
As a result, traders did not spare the investor’s money at all and neglected the risks, which led to the fact that even accounts with millions of investments suddenly went into oblivion due to the fault of the manager.
Monitoring ForexCopy accounts from InstaForex
ForexCopy account monitoring is a simple rating table with a list of managing traders whose signals you can copy.
As a rule, the first accounts in monitoring are determined by the system based on profitability, but you can independently manipulate the criteria and select managers depending on your preferences.
If we talk about selection criteria directly in monitoring, then you can set criteria based on the balance of the managing trader, funds, the number of open transactions at the moment, or the total number of transactions.
You can also select by the number of investors or by the number of subscribers to the signal, by the end of the day (profit in dollars per day) and also by the age of the account.
Where to invest money in 2017.
Currently, there are not many people who want to invest free funds, but those who have them are trying to make investments with maximum efficiency.
Where should you invest your money in the coming 2017, so as to ensure your funds not only tangible profitability, but also maximum safety?
Assessing the economic and political realities of today, there are not so many options, but still they exist, in addition, I would like to warn readers against risky investment options.
1. Banks – as always, come first; preference should be given to large financial institutions or even state-owned banks. You should not deal with small banks that promise higher interest rates.
Pay attention to who you are concluding an agreement with, a bank or an unknown structure (and everything happens on the bank’s premises with the participation of its employees). Lately, very often, for some reason, agreements to open a deposit turn out to be signed not by the bank itself, but by an intermediary company.
PAMM or HYIPs, maximum profit or a trap for the gullible
Almost every trader, and even an ordinary person, sooner or later thinks about creating a comfortable existence in the future, in which he does not have to work hard or live on pennies in retirement.
Great investment gurus always recommend saving and debugging money, while putting the accumulated amount into a deposit box in a bank. To a certain extent, they are right, because if you put money into a deposit box every month for 20 years, then from a mathematical point of view, compound interest will do its job and allow you to increase your capital in old age.
However, unfortunately, the economic models of the post-Soviet countries in which we live do not allow us to be confident in the future. Every month on TV you can hear how yet another bank has closed, and its owner, taking tens of millions of dollars from hundreds of defrauded depositors, has flown to the Bahamas.
Naturally, law enforcement agencies are looking for him and may put him in jail, but you won’t get any money. Thus, the recommendations of foreign gurus and rich people are simply not comparable to the economic models in which we live. They are being replaced by even more risky methods of investing via the Internet, which can provide high returns with incredible risks.
There are two popular projects on the Internet in which, as a rule, almost every novice Internet investor invests, namely HYIPs or Pammas.
RAMM investing advantages and disadvantages
The RAMM system is an innovative investment product that was developed and implemented by the brokerage company Amarkets . RAMM is a platform that can connect ambitious and profitable traders with investors.
For many, such a service raises quite a lot of questions; to describe the system in a nutshell, the RAMM operating mechanism is a kind of symbiosis of the familiar PAMM accounts, as well as a signal copying service.
The Squid Ratio is a simple method for assessing the effectiveness of trading strategies
Assessing the effectiveness of a particular trading tactic, advisor, investment in a PAMM account or hedge fund is one of the most
difficult processes for making correct and rational decisions.
Agree, relying only on the data of a trader’s profitability chart when choosing a PAMM account is a blind game, where the risk of losing everything constantly haunts the investor, since we cannot evaluate the effectiveness of the methodology used by the account manager.
The same situation is with the choice of automatic trading experts, where data on profitability and drawdown can only be obtained from history.
In fact, in order to assess the effectiveness of a particular trading strategy of a trader, the well-known Kalmar coefficient was invented, which, according to many investors, solves quite complex problems when choosing an investment object.
The Kalmar ratio was first presented in one of the most famous stock exchange magazines, Futures, by the author of a column on trust management and investing in hedge funds, Terry Young. This indicator is based on a concept known to all traders as drawdown.
New investment product – Eurobonds
At a time of severe devaluation of the ruble and hryvnia, when the crisis is looming over countries in earnest, the issue of the safety of money and also competent investment for a responsible person comes to the fore.
If previously it was possible to put dollars into a safe deposit box at a favorable interest rate, now, due to the rapid devaluation of national currencies, few banks can offer a profitable program, and habitual speculation on the exchange currency market is very risky for an inexperienced trader.
Investment project "Partner"
Recently, it has been very difficult to find more or less worthy investment projects that will
not simply disappear in a month, as happens with most HYIPs, but will bring stable profits to their investors.
Lack of real documentation, deliberately false information and very risky areas of investment never reassure potential investors.
The “Partner” company was created back in 2013 by the famous businessman and international investor Alexander Tsvigun.
Is it possible to make money on HYIPs?
I am glad to welcome you, dear readers.
We have all encountered at least once a lucrative offer to invest in some kind of Internet project. Previously, I described what Hype is and the difference from financial pyramids, so before proceeding with further reading of the article, I recommend that you familiarize yourself with the basic information.
Since we already know what HYIP is and its types, a completely logical question arises: is it possible to make money on HYIPs?
You must understand that any HYIP collects money for a specific purpose, and as soon as the owner reaches it, the payments will immediately stop and the project will be closed.
Therefore, the first and main task of you as an investor is to withdraw your money on time before the owner closes it, and not to make long-term plans for long-term investing.
So, I propose a number of principles and rules that you should follow in order to make money on HYIPs.
The most affordable Investments on the Internet
Recently, more and more people perceive the Internet not only as a place to find information and entertainment, but also as a source of
stable income.
For many, it has become a place of work, and some use the Internet to invest free funds in various projects, and the profitability of such projects is several times higher than similar investments online.
Investments on the Internet are characterized by high profitability, efficiency and simplicity, so at the moment this is one of the most profitable options for investing money.
The disadvantages include the fact that it is not always possible to find the necessary information, and the difficulty of choosing a truly reliable investment option.
Therefore, we will try to figure out where at the moment you can invest money on the Internet, practically without leaving your computer.
Hype - what is it, difference from financial pyramids
If you have ever thought about investing via the Internet and selected interesting sites,
you have repeatedly come across various hype projects, and sometimes behind the beautiful shell you don’t even suspect where and to whom your money is going.
The fact is that HYIP is a kind of investment fund that offers high rewards for your investments.
Why do I say exactly like an investment fund? Often on the website page you can see the tariff plan, management reports and information in which direction your money is directed, but in fact the HYIP project has no legal binding, and all the documents that you receive are nothing more than a fake made in Photoshop.
As you understand, behind the fake documents there is an ordinary fraudster who, in a short time, collects investors’ money and closes his project, leaving the investor without payments.
InstaCredit
Many of us sooner or later face such a problem as a lack of funds for trading.
The reasons are different for everyone, someone managed to make a large drawdown on their account and desperately needs a couple of hundred dollars to survive a difficult period, someone wants to start trading at a higher level, trying themselves as a manager of a large account.
And what can we talk about if simple mathematics tells us that if you earn on average 10 percent of your deposit, then in order to have an income of $1,000 you need to have a deposit of at least $10,000.
This is a clear example of how much our income depends on the capital we manage.
But what should an ordinary person do, who, in the wake of active advertising, has spent a lot of time on his education, has achieved certain success, but cannot simply quit his job just because his deposit is too small for him to be able to live on the earned interest.
Earnings without own capital
Usually people start thinking about investment options when they have free funds, but not
everyone knows that they can earn money without having their own money.
The main thing is to use the right approach to this issue and you can get a fairly substantial amount of profit without much effort.
We are talking about investing borrowed funds - that is, investing a loan in assets of financial markets.
Usually, for some reason, using credit resources scares a novice investor, but any bank is an excellent example of such a business. How do banks make money?
How much can you earn on stocks?
Every person who decides to become a trader chooses a tool through which he will make a profit.
Some people like currencies, others prefer futures , and others prefer stocks; in this article we will talk about the latter option.
Most beginners are interested in the question - How much can you earn on stocks and what are the features of this type of trading compared to other exchange assets.
There are two options for trading shares - with a change in the name of the owner in the register of shareholders and without such a change.
We create our own investment portfolio.
Creating an investment portfolio is, so to speak, the ABC of investment; it is the portfolio that is designed to combine
various investment options, taking into account risk and profitability.
Creating your own portfolio is not so difficult, the main thing is to follow the basic rules and know some secrets of finding investment objects.
You can see examples of such approaches at Alpari, but let’s return to creating our own version.
Where is the best place to open an offshore for a trader?
Trading requires high earnings, and high earnings result in high taxes, which, of course, no one
wants to pay.
Classic offshore companies are usually opened by large companies or financial structures to evade taxes; it would seem that why would a trader bother with registering a company.
But it all depends on how much you earn and how much you are willing to pay in taxes.
Accounts abroad.
During a period of instability in your home country, the question arises - how to protect your savings from troubles and at the same
time get at least a minimal profit.
The state has punished law-abiding citizens more than once; I wouldn’t want to be left in old age without a certain nest egg. One of the protection options is opening an account in a foreign bank, an excellent alternative for storing funds, especially since at the moment most foreign banks have significantly reduced the requirements for the minimum deposit and documents confirming the origin of funds.
Since the question interested me personally, a small study was carried out on the options and conditions under which you can open an account abroad.
Investments abroad.
I have long had a desire to protect my money from unforeseen situations; this can only be done by investing it abroad.
Investments abroad allow you not only to feel confident in the future, but also to obtain a residence permit, although after studying the issue, almost all illusions about the simplicity of solving this issue have disappeared.
At the moment, there are many ways to invest your money abroad - opening bank accounts, buying real estate, buying an existing business, buying shares or other securities.
Let's start with the simplest options:
Investments from Alpari.
Recently, investments in Forex occupy one of the first places in discussions of profitable investment options.
Excessively high profitability compared to standard deposits causes some mistrust on the part of investors.
But such programs have existed for several years and successfully pay interest to their investors. We are talking about Trust Management, or more precisely about its newest version, PAMM accounts, as well as other ways to earn money by profitable investing in stock trading
How to buy company shares online and in real life
Everyone is probably familiar with scenes from films when an old American man discovers in his closet a couple of dozen securities of a well-known company, which he bought for pennies about thirty years ago.
Naturally, during this time the price of securities skyrockets, and the old man successfully becomes a millionaire.
This investment is a kind of lottery with low risk and fairly high chances of choosing the main prize.
How to buy shares of companies to profit from changes in market value and possibly accrued dividends from us?
Thanks to the development of financial services and the Internet, purchasing securities is becoming easier every day.
Investments in currency.
Recently, the ruble exchange rate has been constantly declining, funds in the national currency are gradually depreciating, so the question is
in which currency is it best to keep your savings.
Investments in currency are one of the ways to protect savings from inflation, the main thing is to choose the right money box in which you invest your capital.
The best option is if there are two or even three such currencies, in which case the depreciation of one of them is compensated by an increase in the others.
Dangers of trust management and methods to combat them.
Most people who have free money want to invest it profitably, and at the same time devote less time to the object of
investment.
One of the suitable options is trust management , the investor simply chooses a manager, and then receives a percentage of the profits from trading on financial exchanges.
It would seem like something to want because the profit margin sometimes reaches 30% or more percent per month, but it is trust management that has a fairly high risk that every investor should be aware of.
Taxation of investments.
To be more precise, we will talk about the taxation of profits received from investments, that is, the interest that is
accrued to you for using your money.
There is no need to explain for a long time that the issue of taxation is quite important, since there are severe penalties for concealing income, and the tax authorities have quite a lot of ways to identify undeclared income.
Therefore, you should know what and how much to pay, or at least how to make the profit from investments legal.
Invest money in Forex.
Trading on the stock exchange has always been considered one of the most profitable types of investments; according to official data, the earnings of professional
traders average more than 200% per annum.
But it takes years to become a real professional, and not everyone can learn how to make money on the stock exchange; no more than 5% of beginners achieve success in trading.
What to do if you want to earn money today and don’t have time to study?
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